Electronic Signature Disclosure

Last updated: June 18, 2026

This Electronic Signature Disclosure and Consent (“Disclosure”) applies to your use of Spady Auto Group’s online forms, including any credit or financing application, and to the records and signatures associated with them. Please read it carefully and keep a copy for your records.

1. Your consent to do business electronically

By selecting “I agree,” typing your name as an electronic signature, or otherwise submitting a form that references this Disclosure, you agree that we may provide you with records and disclosures electronically, and you consent to sign those records electronically. Your electronic signature has the same legal effect as a handwritten signature.

2. Records covered by this consent

This consent applies to records such as:

• Credit and financing applications you submit;
• Authorizations, disclosures, and notices related to those applications;
• This Disclosure and our Privacy Policy; and
• Other agreements, notices, and records related to your interaction with Spady Auto Group through our website.

3. Hardware and software you need

To access and retain electronic records, you will need: a current web browser that supports 128-bit encryption; a device able to connect to the Internet; a valid email address; and enough storage space or a printer to save or print records. By consenting, you confirm that you have access to the hardware and software described here.

4. Right to receive paper copies

You may request a paper copy of any record we provide or make available to you electronically. To request a paper copy, contact us using the information below. We will not charge a fee for paper copies of records related to your application.

5. Withdrawing your consent

You may withdraw your consent to receive records electronically at any time by contacting us using the information below. If you withdraw consent, we may be unable to process your online application electronically, and you may need to complete the process in person or on paper. Withdrawing consent does not affect the legal validity of records provided or signed electronically before the withdrawal takes effect.

6. Keeping your contact information current

It is your responsibility to keep us informed of any change in your email address or other contact information. You can update your information by contacting us using the details below.

7. Contact us

To request paper copies, withdraw consent, or update your contact information:

• By email: hello@spadyauto.com
• By phone: (480) 567-7864