Privacy Policy

Last updated: June 18, 2026

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service, and tells You about Your privacy rights and how the law protects You.

We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Spady Auto Group does not share, buy, or sell opt-in consent with third parties. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All other categories exclude text-messaging originator opt-in data and consent; this information will not be shared with any third parties.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

• Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement) refers to Spady Auto Group LLC, 14850 N 83rd Pl A1, Scottsdale, AZ 85260.
• Account means a unique account created for You to access our Service or parts of our Service.
• Cookies are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.
• Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.
• Personal Data is any information that relates to an identified or identifiable individual.
• Service refers to the Website as well as any interactive chat, text messaging, or other means of communication embedded within the Website.
• Service Provider means any natural or legal person who processes the data on behalf of the Company — third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on Our behalf, to perform Service-related services, or to assist Us in analyzing how the Service is used.
• Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).
• Website refers to Spady Auto Group, accessible from https://spadyauto.com.
• You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data. While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. This may include, but is not limited to:

• First and last name
• Email address
• Phone number and contact preferences
• Address, city, state, province, ZIP/postal code
• Employment and income information (when You apply for financing)
• Usage Data

Sensitive Data

If You choose to submit a credit or financing application through the Service, We collect additional sensitive information that is necessary to process that application, which may include Your Social Security number and date of birth.

• We collect these fields only with Your consent, as part of a financing application You affirmatively submit, and use them solely to obtain credit reports and process Your financing request.
• These fields are stored encrypted at rest and access is restricted to authorized personnel. Authorized staff must re-authenticate before viewing them, and each access is logged.
• We retain Your Social Security number and date of birth only as long as necessary to process Your application — generally no longer than 30 days after a financing decision is delivered — after which they are purged from Our systems. Non-sensitive application details and the record that You authorized the credit inquiry are retained as required by law.
• We do not sell this information and do not use it for marketing.

Usage Data

Usage Data is collected automatically when using the Service. It may include information such as Your Device’s Internet Protocol address (e.g. IP address), device type, operating system, browser type and version, the pages of Our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data. The automatic collection of this data is needed both for the security of Our systems and for internal analytics and reporting purposes.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track activity on Our Service and store certain information. We use both Session Cookies (deleted when You close Your browser) and Persistent Cookies for essential functionality, to remember Your preferences, and to analyze how Our Service is used. You can instruct Your browser to refuse Cookies, but some parts of Our Service may not function properly without them.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

• To provide and maintain Our Service, including to monitor its usage.
• To manage Your requests: to attend to and manage Your requests to Us.
• For the performance of a contract: the development, compliance, and undertaking of a purchase or financing contract for the products or services You have requested.
• To contact You by email, telephone, SMS, or other equivalent forms of electronic communication regarding Your inquiries, requests, or transactions.
• To provide You with news, special offers, and general information about goods, services, and events We offer, unless You have opted not to receive such information.
• For other purposes such as data analysis, identifying usage trends, and evaluating and improving Our Service and Your experience.

Excluding SMS consent and data, We may share Your personal information with Service Providers to operate and analyze the Service; with affiliates and business partners; in connection with a business transfer; and with Your consent. We require Service Providers and affiliates to honor this Privacy Policy.

SMS

By providing a telephone number, You agree to receive informational messages (appointment reminders, account notifications, etc.) from Spady Auto Group. Message frequency varies. Message and data rates may apply. For help, reply HELP. You can opt out at any time by replying STOP.

Spady Auto Group does not share, buy, or sell opt-in consent with third parties. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. We comply with all applicable regulations, including the Telephone Consumer Protection Act (TCPA).

Retention of Your Personal Data

The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy, and to the extent necessary to comply with Our legal obligations, resolve disputes, and enforce Our agreements and policies. As described under Sensitive Data above, Social Security numbers and dates of birth collected for financing applications are purged on a short, defined schedule once a financing decision is delivered.

Delete Your Personal Data

You have the right to delete or request that We assist in deleting the Personal Data We have collected about You. You may contact Us at any time to request access to, correction of, or deletion of Your personal information. Please note that We may need to retain certain information when We have a legal obligation or lawful basis to do so.

Disclosure of Your Personal Data

Business Transactions. If the Company is involved in a merger, acquisition, or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.

Law enforcement and other legal requirements. Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities, or where necessary to comply with a legal obligation, protect Our rights or property, prevent wrongdoing, protect the safety of users or the public, or protect against legal liability.

Security of Your Personal Data

The security of Your Personal Data is important to Us. Sensitive financing data (such as Social Security number and date of birth) is encrypted at rest, access is restricted to authorized personnel who must re-authenticate before viewing it, and each access is logged. While We use commercially acceptable means to protect Your Personal Data, no method of transmission over the Internet or method of electronic storage is 100% secure, and We cannot guarantee its absolute security.

Detailed Information on the Processing of Your Personal Data

The Service Providers We use may have access to Your Personal Data to perform tasks on Our behalf, and are obligated not to disclose or use it for other purposes.

Analytics

We may use third-party analytics providers (such as Google Analytics) to monitor and analyze the use of Our Service. You can opt out of Google Analytics by installing the Google Analytics opt-out browser add-on. For more information on Google’s privacy practices, see the Google Privacy & Terms page.

Email Marketing

We may use Your Personal Data to contact You with newsletters, marketing, or promotional materials. You may opt out of receiving these communications by following the unsubscribe link in any email or by contacting Us. We may use a third-party email delivery provider to manage and send these emails.

Payments

If We provide paid products or services within the Service, We may use third-party payment processors. We will not store or collect Your payment card details; that information is provided directly to Our third-party payment processors, whose use of Your personal information is governed by their privacy policies and who adhere to PCI-DSS standards.

Advertising and Remarketing

We and Our third-party advertising partners may use cookies and similar technologies to recognize Your Device and show advertisements for Our products and services on third-party websites and apps, and to measure their effectiveness. You can opt out of interest-based advertising through the following industry platforms:

• The NAI’s opt-out platform: networkadvertising.org/choices
• The DAA’s opt-out platform: optout.aboutads.info
• The EDAA’s opt-out platform: youronlinechoices.com

You may also enable privacy features on Your mobile device such as Limit Ad Tracking (iOS) or Opt Out of Ads Personalization (Android).

CCPA Privacy (California Residents)

This section for California residents supplements the information in Our Privacy Policy and applies solely to visitors, users, and others who reside in the State of California.

Categories of Personal Information Collected

In the preceding twelve (12) months, We may have collected the following categories of personal information defined under the CCPA: identifiers; personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)); protected classification characteristics; commercial information; internet or other network activity; geolocation data; and professional or employment-related information. We do not collect biometric information, sensory data, non-public education information, or inferences.

Sources and Use

We obtain personal information directly from You (for example, from forms You complete), indirectly and automatically from Your activity on the Service, and from Service Providers. We use it to operate the Service, respond to Your inquiries, fulfill the reason You provided it, comply with law, and for internal administrative, auditing, and security purposes.

Sale of Personal Information

We do not sell Your personal information as “sale” is defined under the CCPA, and we do not sell the personal information of consumers We actually know are under 16 years of age. Text-messaging opt-in data and consent are never sold or shared with third parties for their own marketing.

Sharing of Personal Information

We may share Your personal information with Service Providers, payment processors, Our affiliates and business partners, and third parties You or Your agents authorize, in each case to provide the Service to You. When We disclose personal information for a business purpose, We enter a contract that requires the recipient to keep it confidential and not use it for any other purpose.

Your Rights under the CCPA

If You are a California resident, You have the right to:

• Notice of the categories of Personal Data collected and the purposes for which they are used.
• Request that We disclose the categories and specific pieces of personal information We have collected about You, the sources, Our purposes, and the categories of third parties with whom We share it.
• Delete Your Personal Data, subject to certain exceptions.
• Non-discrimination for exercising any of Your rights.

To exercise any of these rights, contact Us at hello@spadyauto.com. We may ask You to verify Your identity before responding. We will respond within the timeframes required by law.

“Do Not Track” Policy (CalOPPA)

Our Service does not respond to Do Not Track (DNT) signals. Some third-party websites do track Your browsing activities; You can set Your browser preferences to inform websites that You do not want to be tracked.

Children’s Privacy

Our Service does not address anyone under the age of 13, and We do not knowingly collect personally identifiable information from anyone under 13. If You are a parent or guardian and believe Your child has provided Us with Personal Data, please contact Us, and We will take steps to remove that information.

Links to Other Websites

Our Service may contain links to other websites that are not operated by Us. We strongly advise You to review the Privacy Policy of every site You visit. We have no control over, and assume no responsibility for, the content or practices of any third-party sites or services.

Changes to this Privacy Policy

We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page and updating the “Last updated” date above. You are advised to review this Privacy Policy periodically for any changes.

Contact Us

If you have any questions or concerns regarding your privacy or the handling of your data, you can contact us:

• By email: hello@spadyauto.com
• By visiting our website: https://spadyauto.com